The Real Cost of ACA Plans for Small Businesses (And a Smarter, More Affordable Solution)

Providing healthcare for employees is one of the biggest financial challenges small businesses face. Many turn to the Affordable Care Act (ACA) marketplace for coverage, only to find that the costs are much higher than expected. While the ACA was designed to make healthcare accessible, its financial burden on small businesses can be overwhelming.

So, what does ACA coverage really cost, and are there better alternatives? Let’s break it down.

The High Cost of ACA Plans: Let’s Talk Numbers

On average, an ACA plan for an individual costs more than $450 a month. For small businesses with multiple employees, this quickly adds up, creating a real challenge when trying to balance budget and employee care.

Hidden Costs of ACA Plans for Small Businesses

It’s not just the monthly premiums that add up. There are other costs to consider, making ACA plans even pricier for small businesses:

• Higher Deductibles: Many ACA plans come with high deductibles, meaning employees pay thousands out of pocket before coverage kicks in.
  
  
• Limited Network Coverage: Some plans restrict access to providers, forcing employees to either pay more or switch doctors.
  
  
• Compliance Costs: Businesses with 50 or more employees must comply with ACA mandates, leading to administrative burdens and potential penalties.
  
  
• Premium Increases: Small businesses often face annual premium hikes, making long-term budget planning nearly impossible.
  
  

A Better Alternative: Kleen Bill’s Affordable Healthcare Solution

With ACA plans being so costly, many small business owners are searching for a more affordable, sustainable option. That’s where Kleen Bill comes in.

•  Plans start at just $35/month—far below the ACA average.
•  Earn cashback on everyday purchases to help offset costs.
•  No high deductibles or restrictive networks.
•  Easy-to-manage coverage without compliance headaches.

The reality is that 98% of small businesses worry about affording employee healthcare—but with Kleen Bill, you don’t have to be one of them.

Ready to Save on Healthcare? Let’s Chat!

You deserve a solution that allows you to take care of your employees while keeping your business financially healthy. Kleen Bill offers a smarter, more affordable way to provide quality healthcare without sacrificing your bottom line.

Want to see how it works? Schedule a demo today and discover how Kleen Bill can help your business thrive! Contact us here. Let’s make healthcare a win-win for you and your team!